National Savings raises profit rates

Special Savings Certificate/Account at 11.6% per annum for the first 5 profit payouts

ISLAMABAD:

The government has increased the profit rates on National Savings Schemes and Sarwa Islamic schemes with effect from May 26, 2026.

According to a notification, the National Savings Department has revised profit rates for certain schemes while maintaining existing rates for others. As per the notification, it has set the profit rate on Special Savings Certificate/Account at 11.6% per annum for the first five profit payouts, while the final payout will carry a return of 12.4% annually.

Similarly, the department increased profit rates on Short Term Savings Certificates. For three-month, six-month and one-year tenures, it has fixed the annual profit rates at 10.84%, 10.58% and 11.23% respectively. The Savings Account profit rate has been set at 10% per annum.

However, it made no changes to the profit rates for Defence Savings Certificates, Bahbood Savings Certificates, Pensioners' Benefit Account and Shuhada Family Welfare Account, which will continue to yield 12% annual profit.

It increased profit rates for Sarwa Islamic Term Account and Sarwa Islamic Savings Account. The one-year Islamic term account will now offer an expected annual return of 10.93%, while the 5-year account will carry an expected annual return of 11.16%.