Savings schemes: Govt reduces profit rates

Decision is taken in response to a reduction in discount rate by the State Bank of Pakistan.

ISLAMABAD:
In response to a reduction in discount rate by the State Bank of Pakistan, the federal government has revised downward profit rates on national savings schemes for investment made from January 1, 2013. In a statement, the Central Directorate of National Savings said the revision was made in the backdrop of current market scenario and in accordance with the government’s policy to provide market-based competitive rate of return for investors. New rates for Special Savings Certificate, Regular Income Certificate, Defence Savings Certificate and Savings Accounts are 9.80%, 10.368%, 10.84% and 6.65% respectively. Rates for short-term Savings Certificates of three months, six months and one year have been fixed at 8.85%, 8.90% and 8.95% respectively. Profit rate for specialised savings schemes like Behbood Savings Certificate and Pensioners’ Benefit Account has also been revised and fixed at 12.72%.

Published in The Express Tribune, January 2nd, 2013.                


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