Profit rates revised for National Savings schemes

The Savings Account rate dropped by 100bps to 9.50% from 10.50%, according to Topline Securities.


News Desk May 21, 2025

The Central Directorate of National Savings (CDNS) has reduced rates of return on several National Savings Schemes (NSS), with cuts up to 100 basis points (bps), it was reported on Wednesday

The Savings Account (SA) rate dropped by 100bps to 9.50% from 10.50%, according to Topline Securities.

Defence Saving Certificates (DSC) returns fell by 21bps to 11.91% from 12.12%, while Bahbood Savings Certificates (BSC) declined by 24bps to 13.44% from 13.68%.

Rates for Pensioners Benefit Account (PBA) and Shuhda Family Welfare Account (SFWA) were also lowered by 24bps each, now standing at 13.44%.

Similarly, Regular Income Certificates (RIC) returns decreased by 18bps to 11.52% from 11.70%.

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