US Regulator: ‘Big banks need tougher audits’

Under a “full-scope” exam, a team of regulators would converge on the largest US banks to pull ledgers


Afp March 19, 2016 Less than a minute read

NEW YORK: US banking supvervisors should beef up their oversight of large banks beyond stress tests with deep-dive audits and greater use of outside examiners, a top regulator said Friday. Under a “full-scope” exam, a team of regulators would converge on the largest US banks to pull ledgers, check whether loan payments are on time and “systematically review a cross-section of bank portfolios,” said Thomas Hoenig, vice chair of the Federal Deposit Insurance Corp. Such exams, intended to uncover problems like the profusion of bad mortgages at the heart of the 2008 financial crisis, are routine at smaller banks, but not at the biggest ones, he said.

Published in The Express Tribune, March 20th, 2016.

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